Gold is an attractive and well-proven way to store money and spread risk, and is therefore a convenient addition to your portfolio. Within an investment portfolio, it serves as a safeguard for periods of high inflation or financial crisis.
In general, it is appropriate to invest a maximum of 5–10% of your portfolio in gold. The more risky the other components of your portfolio are, the greater the proportion of gold in your portfolio should be.
A reasonable proportion of gold in the portfolio can have a positive effect on the client’s investment portfolio.
Gold tends to be negatively correlated with stock market trends.
Gold can be easily converted into cash at any time and anywhere in the world. It is a safeguard for uncertain times.
Despite short-term market fluctuations, gold prices are relatively stable over the long term.
Raiffeisenbank offers its clients both sale and repurchase of investment gold.
• Buying and selling gold through Raiffeisenbank is safe, quick and easy.
Gold can only be sold back if it was purchased through Raiffeisenbank and deposited in a safe deposit box (at Hvězdova branch in Prague 4).
Clients who wish to arrange the sale of their gold may, of course, take their gold home or deposit it in a place other than a Raiffeisenbank safe deposit box.
Trades in gold are made under a Gold trading master agreement and only on the basis of instructions given by the client.
Raiffeisenbank offers its clients the option of renting a safe deposit box exclusively for depositing gold at a discount of 50 % compared to the standard price.
Raiffeisenbank a.s. warns that investing in gold is associated with a number of risk factors that may affect the return or loss on the investment. The value of gold and its yield may increase or decrease, and there is no guarantee that the amount originally invested will be recovered. Neither past performance nor expected performance is an indicator of future performance. Since gold is traded in a currency other than CZK, the value of the investment and its yields are subject to foreign exchange risk. Raiffeisenbank a.s. does not guarantee the buyback of gold. Taxation of the customer’s property always depends on the customer’s personal circumstances and may change.